□ Total household credits outstanding decreased by 13.7 trillion won in the first quarter of 2023 to stand at 1,853.9 trillion won as of

end-March, with household loans totaling 1,739.5 trillion won and merchandise credits 114.4 trillion won.

 
o Household loans decreased by 10.3 trillion won during the quarter, and merchandise credits decreased by 3.4 trillion won.